Our Services
We are a financial protection policy that covers the cost of damages, injuries, and liabilities related to vehicle accidents, theft, or other unforeseen events. It is a legal requirement in most places and provides peace of mind by reducing the financial burden of repairs, medical expenses, and legal liabilities.
Liability Insurance
Covers bodily injury and property damage to others if you are at fault in an accident.
Required by law in most states/countries.
Does not cover your own vehicle or medical expenses.
Collision Coverage
Pays for repairs or replacement of your vehicle after an accident, regardless of fault.
Often required for financed or leased vehicles.
Comprehensive Coverage
Covers damage from non-collision events like theft, vandalism, natural disasters, or falling objects.
Protects against fire, floods, hail, and animal-related damage.
Personal Injury Protection (PIP)
Covers medical expenses for you and your passengers, regardless of fault.
May also cover lost wages and rehabilitation costs.
Uninsured/Underinsured Motorist Coverage
Protects you if you're hit by a driver who has no insurance or insufficient coverage.
Covers medical expenses, lost wages, and sometimes vehicle damage.
Gap Insurance
Covers the difference between your car’s actual value and the amount you owe on a loan/lease.
Useful for new car owners with high depreciation rates.
Coverage
Comprehensive protection for vehicle-related incidents.
contact
address
contact@appexinsurance.us
© 2025. All rights reserved by APPEX INSURANCE LLC
1104 Haddon stone Dr SE, Owens Cross Roads, AL 35763